Services & Packages
Comprehensive welfare and financial services designed to support you and your family through every stage of life.
Welfare
Mandatory baseline package for all members above 18 years. Covers funeral support, hospital welfare, and emergency relief.
Mandatory for 18+ Learn MoreSoft Loans
Affordable short-term loans to help members meet immediate financial needs with flexible repayment terms.
Optional Add-on Learn MoreEmergency Loans
Quick-access emergency financing for unexpected situations like medical emergencies or urgent repairs.
Optional Add-on Learn MoreSchool Fees Loans
Educational financing to ensure your children's education is never interrupted by financial constraints.
Optional Add-on Learn MoreHospital Insurance
Comprehensive hospital cover to protect you and your family from high medical costs during illness.
Optional Add-on Learn MoreGroup Projects
Collaborative community investment projects that generate income and create shared prosperity.
Optional Add-onInitiation
Onboarding and cultural integration program for new members joining the welfare community.
Optional Add-onWater Drilling
Support and financing for borehole drilling to ensure reliable water access for members and communities.
Optional Add-onFertilizers & Seeds
Agricultural input support providing quality fertilizers and seeds to boost farming productivity.
Optional Add-onTitle & Logbook Loans
Loans secured against land title deeds or vehicle logbooks for larger financial needs.
Optional Add-on Learn MoreFee Structure
Transparent, affordable fees for joining Vagram Manna Welfare. All payments are made via M-Pesa Paybill.
| Fee | Amount | Type | Description |
|---|---|---|---|
| Registration Fee | Ksh 500 | One-time | One-off registration payment for new members. |
| File Fee | Ksh 200 | One-time | One-off file opening and documentation fee. |
| Welfare Contribution | Ksh 1000 | Mandatory | Mandatory welfare package for all members above 18 years. |
| Total Onboarding Fee | Ksh 1700 | One-time payment to complete registration | |
Welfare is a must for every member above 18 years. Additional monthly contributions may apply based on your membership category. Please contact us for full details on monthly contribution rates.
How to Pay
Pay your registration fees easily via M-Pesa Paybill.
Go to M-Pesa menu on your phone
Select Lipa na M-Pesa → Paybill
Enter Business Number: 4096093
Account Number: Your Full Name
Enter Amount: Ksh 1700
Enter your M-Pesa PIN and confirm
Ready to Get Started?
Register today and access all our welfare services and financial products.